Business Solutions


A Relevant Life Policy is a single life plan, taken out on the life of an employee by an employer to provide Death in Service benefits.


They are designed for individual members who may require life cover over and above that of the main company scheme already available to them or where the number of employees is too low for a company group scheme.


They also offer additional benefits for high-earning employees who have substantial pension funds and do not want their death in service benefits to form part of their lifetime allowance. The policies can also attract beneficial tax treatment when compared to an ordinary life policy.


There is a wide range of rules and legislations that govern Relevant Life insurance policies. We can guide you through this governance and help find the right Relevant Life Policy for your organisation.