
PERSONAL PENSIONS
What is Personal Pension?
A Personal Pension is a long-term investment that aims to help you build up a pot of money that you can use to buy an income when you retire.
It is a tax efficient way for you to invest for your retirement because HM Revenue & Customs (HMRC) adds tax relief to the payments you make into your plan.
What pension fund is best for you?
There is a wide range of pension funds provided by a wide range of pensions providers. Trying to make sense of what is the best pension fund for you can be a challenge. At 3R we have an in-depth knowledge of the pension market and are able to find the pension fund that is best for your pension requirements based on your retirement goals and your attitude to risk. Your funds will be invested in the funds that you choose.
Please Note – You need to be aware that regardless of which fund you choose, the value of your investments can down as well as up and your pension fund value may be less than the amount of the payments invested