Most businesses rely on key people – those whose skills, knowledge, experience or leadership are crucial. How would you manage if these people were suddenly unavailable? No-one is irreplaceable, but while you are coping with finding a replacement, your business may suffer a significant financial loss.

Key Person Protection is designed to protect a business against the financial impact of losing a key person (such as a Director) due to death or a critical illness condition. It could provide your business with the cash injection it may need to help recover from a potential loss of profits or to cover associated costs such as the recruiting and training of a replacement.

If the death of a key person would have a significant impact on your business then it is worth considering this form of protection. Let 3R find the right policy for your business or organisation.